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The True Cost Of Bad Credit

Over your lifetime, a bad credit score can cost you hundreds of thousands of dollars due to higher interest rates and less favorable loan terms. The average consumer with bad credit will end up spending $429,000 more for mortgages, auto loans, and credit cards in their lifetime than someone with good credit. Just think about …

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Credit Report Special Messages

Consumer access to credit reports has made knowing what is being reported about you a lot easier than it used to be but, one thing your credit reports won’t show you are the special messages your lender gets on their credit reports. Usually located below the reports themselves are messages that your lender will see …

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Why Your FICO Credit Scores Matter

FICO scores are an important part of determining a person’s financial status and well-being. They determine your ability to obtain credit as well as loan terms like the interest rate, down payment, etc… which in turn dictate the overall amount of money that you pay on the loan. Consumers with higher credit scores represent a …

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